Licensing
Julliet J Nassuuna is a licensed insurance professional in Massachusetts. License and NPN: shown on the live client site (sample page). Products may not be available in all states.
Insurance products
Insurance products are issued by licensed carriers and are not bank products. They are not FDIC insured, not a deposit and not guaranteed by any bank. Guarantees depend on the claims-paying ability of the issuing carrier.
About Indexed Universal Life
IUL is permanent life insurance. It is not an investment in any index, and policyholders do not directly participate in the stock market. Interest credited is subject to caps, participation rates and floors that can change. Policies have charges and fees, including cost of insurance, which can reduce cash value. Policy loans and withdrawals reduce cash value and the death benefit, may incur interest and surrender charges, and may have tax consequences. If the policy lapses with an outstanding loan, taxes may be due. IUL is generally intended as a long-term product.
Tax statements
Death benefits generally pass to beneficiaries free of federal income tax, and cash value generally grows tax-deferred, under current law and when policies are properly structured and not classified as modified endowment contracts. Tax laws change. We do not provide tax or legal advice; consult a qualified professional.
Hypothetical illustrations
Examples, charts and calculators on this site are hypothetical and non-guaranteed and do not represent any specific policy. A carrier-prepared illustration is available for any policy under consideration.
Testimonials
Testimonials reflect individual experiences, are not guarantees of future results, and are published only after compliance approval. Placeholder testimonials are labeled as samples.
Nursing credentials
Julliet's credentials as a nurse practitioner are separate from her insurance practice. This website offers no medical advice or healthcare services.